Buy your home with Chalk
Chalk is the new development arm of Peaks & Plains Housing Trust. Through Chalk, we're building inspired places, locally developed.
Home ownership
With high house prices, large deposits and lenders unwilling to lend, the prospect of buying your own home can seem like an impossible dream. Don’t worry - there are a number of other options to consider, like shared ownership and rent to buy.
Basically, you buy a share of the home (usually around 50%) and the rest of it belongs to us, Peaks & Plains Housing Trust.
You pay a mortgage for the part that you own, and you pay us rent on the rest.
You get all the security of owning your home and you get to make a start on the property ladder, but you only have to pay a fraction of the total asking price.
We are delighted to be a SharedOwnership.net partner and are committed to building awareness and understanding of shared ownership.
'Rent to buy' is a government scheme that helps you buy your own home. You can rent a quality new home for 80% of it's market value for up to five years. This gives you the opportunity to save up for a deposit.